Last Updated: 9 Feb 2025

At FinSkeptics.com, your privacy is our priority. This Privacy Policy outlines how we collect, use, and safeguard your personal information when you interact with our website and services. We are committed to transparency, and we want you to feel confident in how we handle your data.

1. About Us and This Policy

FinSkeptics.com is an independent financial news and fact-checking platform based in India. We verify financial claims, debunk misinformation, and analyze market trends to provide our audience with factual and data-driven insights.

This Privacy Policy applies to all visitors, subscribers, and users of FinSkeptics.com. By using our website and services, you consent to the collection, use, and disclosure of your personal data as described in this policy.

We update this Privacy Policy periodically. Please check back regularly for changes. If we make any significant updates, we will notify users via email where applicable.

For any privacy-related inquiries, please contact us at: contact@finskeptics.com

2. External Links

Our website may contain links to external websites for informational purposes. FinSkeptics.com is not responsible for the privacy policies, security, or content of third-party sites. If you navigate to an external site, we recommend reviewing their privacy policy before sharing any personal information.

Similarly, if you arrive at our website from a third-party source, their privacy policies may apply. We encourage you to review their terms before interacting with our content.

3. Why We Collect Your Personal Data

We collect personal information for several key purposes, including:

  • Delivering fact-checked financial news and analysis.
  • Improving user experience and website functionality.
  • Ensuring security and preventing fraud.
  • Sending notifications, updates, and promotional content (with your consent).
  • Complying with legal and regulatory obligations.

4. What Personal Data We Collect

A. Information You Provide Directly

When you interact with FinSkeptics.com, we may collect:

  • Name (if you subscribe to our newsletter or submit a fact-check request).
  • Email address (to contact you for fact-checking submissions, inquiries, or updates).
  • Contact details (if you voluntarily provide them in communication with us).

B. Information We Collect Automatically

When you use our website, we automatically collect certain data through cookies and similar technologies. This data helps us understand user behavior and improve our content. Examples include:

  • Browser type and version
  • Device information (mobile or desktop)
  • IP address
  • Pages visited on our website
  • Referring website (how you found our site)
  • General location data (if permitted by your browser settings)

C. Information from Third Parties

We may receive additional data from third-party service providers, analytics tools, or public sources. These may include:

  • Marketing and demographic insights.
  • Fraud detection and security-related data.

We do not collect sensitive information such as race, religion, political beliefs, or health data.

5. How We Use Your Data

We use your personal data for the following purposes:

A. To Provide Our Services

  • Process fact-checking requests and investigative reports.
  • Manage subscriptions to our newsletter.
  • Send updates related to news, policy changes, and feature improvements.

B. To Improve Security and Prevent Fraud

  • Detect suspicious or fraudulent activity.
  • Protect against cyber threats and unauthorized access.

C. To Deliver Personalized Content and Marketing

  • Customize your experience based on your interests.
  • Display relevant news and fact-checking reports.
  • Send promotional updates (only if you opt-in).

D. To Comply with Legal Obligations

  • Maintain records as required by Indian law.
  • Respond to lawful requests from authorities.

6. How We Work with Third Parties

We collaborate with third-party service providers for various operational functions, including:

  • Website Analytics: We use tools like Google Analytics to track website performance and user engagement.
  • Email Communications: Our email subscriptions and newsletters are managed through secure third-party email platforms.
  • Security Services: We partner with cybersecurity firms to protect against threats.

These third parties only access personal data as required for their services and must comply with strict confidentiality obligations.

We do not sell your personal data to advertisers or third-party marketers.

7. Your Rights & Choices

As a user of FinSkeptics.com, you have the following rights regarding your personal data:

  • Right to Access

You can request a copy of the personal data we hold about you.

  • Right to Correct Your Data

If any of your information is inaccurate or outdated, you can request corrections.

  • Right to Delete Your Data

You may request that we delete your data, subject to legal and operational requirements.

  • Right to Opt-Out of Marketing

You can opt out of receiving promotional emails by clicking the “unsubscribe” link in our emails or contacting us at contact@finskeptics.com.

To exercise these rights, please email us at contact@finskeptics.com.

8. Data Retention Policy

We retain your personal data only as long as necessary to:

  • Provide the services you request.
  • Meet legal and regulatory requirements.
  • Prevent fraud and security threats.

If you have not interacted with us for more than four years, we will generally delete your data unless legal obligations require us to keep it longer.

9. Data Security Measures

We take data security seriously and implement strong safeguards, including:

  • Encryption for sensitive data.
  • Access controls to limit who can view your data.
  • Regular security audits to detect vulnerabilities.

Although we take all reasonable steps to protect your data, no online platform is 100% secure. If you suspect unauthorized access to your data, please contact us immediately.

10. International Data Transfers

Since we operate online, your data may be processed outside of India, including in regions with different data protection laws. Wherever data is transferred internationally, we ensure that strong privacy safeguards are in place.

11. Children’s Privacy

FinSkeptics.com is intended for general audiences and does not knowingly collect personal data from children under 16 years of age. If we learn that a child has provided personal information, we will take steps to delete it.

12. Changes to This Privacy Policy

We may update this Privacy Policy periodically. When significant changes occur, we will:

  • Post the updated policy on this page.
  • Notify subscribers via email (where applicable).

We encourage users to review this policy regularly.

13. Contact Us

For any privacy-related concerns, please reach out to us:

📧 Email: contact@finskeptics.com

We are committed to protecting your privacy and ensuring a secure experience on FinSkeptics.com. If you have any questions or concerns, don’t hesitate to reach out.